{"id":37259,"date":"2025-01-13T14:24:14","date_gmt":"2025-01-13T19:24:14","guid":{"rendered":"https:\/\/septdays.com\/?p=37259"},"modified":"2025-01-13T14:24:14","modified_gmt":"2025-01-13T19:24:14","slug":"%e6%94%b6%e8%97%8f%ef%bc%812025%e5%b9%b4%e7%9a%84%e6%88%bf%e4%b8%bb%e7%a8%8e%e5%8a%a1%e7%a6%8f%e5%88%a9","status":"publish","type":"post","link":"https:\/\/septdays.com\/?p=37259","title":{"rendered":"\u6536\u85cf\uff012025\u5e74\u7684\u623f\u4e3b\u7a0e\u52a1\u798f\u5229"},"content":{"rendered":"

<\/p>\n

\u4e3a\u4e86\u5e2e\u52a9\u52a0\u62ff\u5927\u7684\u623f\u5c4b\u4e1a\u4e3b\u5e94\u4ed8\u76ee\u524d\u9ad8\u6602\u7684\u623f\u5c4b\u6301\u6709\u6210\u672c\uff0c\u8054\u90a6\u7a0e\u52a1\u5c40\uff08CRA\uff09\u5206\u4eab\u4e86\u52a0\u62ff\u5927\u4eba\u5e94\u8be5\u4e86\u89e3\u7684\u7a0e\u6536\u62b5\u514d\u548c\u798f\u5229\u6e05\u5355\u3002\u65e0\u8bba\u4f60\u5df2\u7ecf\u662f\u623f\u4e3b\u3001\u8fd8\u662f\u4e3a\u4e70\u7b2c\u4e00\u5957\u623f\u5b50\u5b58\u94b1\uff0c\u8fd8\u662f\u521a\u521a\u8d2d\u4e70\u4e86\u7b2c\u4e00\u5957\u623f\u5b50\uff0c\u90fd\u9700\u8981\u4e86\u89e3\u4ee5\u4e0b\u7684\u4e00\u4e9b\u7a0e\u6536\u4f18\u60e0\u63aa\u65bd\uff0c\u8282\u7ea6\u6301\u6709\u623f\u5c4b\u7684\u6210\u672c\u3002<\/p>\n

RRSP\u8d2d\u623f\u8ba1\u5212
\n<\/strong>\u6839\u636e CRA \u7684\u8bf4\u6cd5\uff0c\u5728\u589e\u5f3a\u7248\u7684\u8d2d\u623f\u8005\u8ba1\u5212\uff08Home Buyers’ Plan\uff09\u6846\u67b6\u4e0b\uff0c\u52a0\u62ff\u5927\u4eba\u53ef\u4ee5\u4ece RRSP \u4e2d\u514d\u7a0e\u8d26\u6237\u4e2d\u63d0\u53d6\u6700\u591a 60,000 \u5143\uff0c\u7528\u4e8e\u8d2d\u4e70\u6216\u5efa\u9020\u7b26\u5408\u6761\u4ef6\u7684\u623f\u5c4b\u3002\u800c\u5728 2022 \u5e74 1 \u6708 1 \u65e5\u81f3 2025 \u5e74 12 \u6708 31 \u65e5\u671f\u95f4\u63d0\u6b3e\u7684\u52a0\u62ff\u5927\u4eba\u5c06\u4eab\u53d7\u989d\u5916\u4e09\u5e74\u7684\u5bbd\u9650\u671f\u3002\u8fd9\u610f\u5473\u7740\u8fd8\u6b3e\u671f\u5c06\u4ece\u9996\u6b21\u63d0\u53d6\u540e\u7684\u7b2c\u4e94\u5e74\u5f00\u59cb\u3002<\/p>\n

\u9996\u6b21\u7f6e\u4e1a\u50a8\u84c4\u8d26\u6237
\n<\/strong>\u9996\u6b21\u7f6e\u4e1a\u50a8\u84c4\u8d26\u6237\uff08FHSA\uff09\u53ef\u5e2e\u52a9\u52a0\u62ff\u5927\u4eba\u514d\u7a0e\u4e3a\u9996\u6b21\u7f6e\u4e1a\u8fdb\u884c\u50a8\u84c4\uff0c\u65e2\u53ef\u4ee5\u5411 FHSA\u4f9b\u6b3e\u6216\u4ece RRSP \u8f6c\u6b3e\uff0c\u6bcf\u5e74\u6700\u591a 8,000 \u52a0\u5143\uff0c\u7ec8\u8eab\u9650\u989d\u4e3a 40,000 \u52a0\u5143\u3002\u8fd9\u4e2a\u8d26\u6237\u7684\u6d3b\u8dc3\u671f\u53ef\u4fdd\u630115\u5e74\uff0c\u672a\u4f7f\u7528\u7684\u4f9b\u6b3e\u989d\u5ea6\u53ef\u4ee5\u5ef6\u7eed\u5230\u4e0b\u4e00\u5e74\uff0c\u4e5f\u53ef\u4ee5\u5728\u4e0d\u5f81\u7a0e\u7684\u57fa\u7840\u4e0a\u8f6c\u79fb\u5230\u53e6\u4e00\u4e2aFHSA\u8d26\u6237\uff0c\u6216\u8005\u662f\u7b26\u5408\u6761\u4ef6\u7684RRSP\u6216RRIF\u8d26\u6237\u4e2d\u3002<\/p>\n

2024\u5e74\u4e70\u623f\u9000\u7a0e
\n<\/strong>\u6839\u636e\u7a0e\u52a1\u5c40\u7684\u89c4\u5b9a\uff0c\u57282024\u5e74\u8d2d\u4e70\u623f\u5c4b\u7684\u6c11\u4f17\u5728\u7b26\u5408\u8d2d\u623f\u8005\u91d1\u989d\u9000\u7a0e\u8d44\u683c\u7684\u60c5\u51b5\u4e0b\u53ef\u7533\u8bf7\u6700\u591a 10,000 \u52a0\u5143\u7684\u7a0e\u6536\u62b5\u514d\uff0815%\uff09\uff0c\u62b5\u514d\u989d\u6700\u9ad8\u53ef\u8fbe 1,500 \u52a0\u5143\u3002\u8fd9\u7b14\u91d1\u989d\u53ef\u4ee5\u4e0e\u914d\u5076\u6216\u540c\u5c45\u4f34\u4fa3\u5e73\u5206\uff0c\u4f46\u603b\u989d\u4e0d\u80fd\u8d85\u8fc7 10,000 \u52a0\u5143\u3002<\/p>\n

\u56e0\u5de5\u4f5c\u642c\u8fc1\u62a5\u9500\u642c\u5bb6\u8d39
\n<\/strong>\u5982\u679c\u57282024\u5e74\u56e0\u4e3a\u5de5\u4f5c\u7684\u5173\u7cfb\u4e0d\u5f97\u4e0d\u642c\u8fc1\u5230\u8ddd\u79bb\u65b0\u5de5\u4f5c\u5730\u70b9\u81f3\u5c11 40 \u516c\u91cc\u7684\u5730\u65b9\uff0c\u8fd8\u53ef\u4ee5\u7533\u8bf7\u4e00\u7b14\u642c\u5bb6\u76f8\u5173\u8d39\u7528\uff0c\u53ef\u4ee5\u7533\u62a5\u7684\u8d39\u7528\u5305\u62ec\u673a\u7968\u3001\u642c\u5bb6\u516c\u53f8\u3001\u51fa\u552e\u623f\u4ea7\u3001\u89e3\u9664\u79df\u7ea6\u6216\u62b5\u62bc\u8d37\u6b3e\u4ee5\u53ca\u4e34\u65f6\u4f4f\u623f\u7684\u8d39\u7528\u7b49\u3002<\/p>\n

\u5c45\u5bb6\u529e\u516c\u9000\u7a0e
\n<\/strong>\u4e0d\u8bba\u4f60\u662f\u6709\u81ea\u5df1\u7684\u751f\u610f\u800c\u5728\u5bb6\u5de5\u4f5c\uff0c\u8fd8\u662f\u5728\u5bb6\u8fdc\u7a0b\u529e\u516c\u90fd\u53ef\u4ee5\u7533\u62a5\u5728\u5bb6\u529e\u516c\u7684\u8d39\u7528\u3002\u53bb\u5e74\uff0c\u7b26\u5408\u6761\u4ef6\u7684\u5728\u5bb6\u5de5\u4f5c\u5929\u6570\u4e3a\u4e0d\u8d85\u8fc7 250 \u5929\uff0c\u7eb3\u7a0e\u4eba\u6700\u591a\u53ef\u83b7\u5f97 500 \u5143\u7684\u7a0e\u52a1\u62b5\u514d\u3002<\/p>\n

\u65e0\u969c\u788d\u4f4f\u5b85\u6539\u9020\u7a0e\u6536\u62b5\u514d
\n<\/strong>\u4f4f\u5b85\u65e0\u969c\u788d\u7a0e\u6536\u62b5\u514d(Home Accessibility Tax Credit)\u9002\u7528\u4e8e\u623f\u5c4b\u7ffb\u65b0\u6216\u6539\u9020\uff0c\u4f7f\u623f\u5c4b\u66f4\u65b9\u4fbf\u4e2a\u4eba\u4f7f\u7528\u6216\u964d\u4f4e\u5bf9\u4e2a\u4eba\u7684\u4f24\u5bb3\u98ce\u9669\u3002\u5e74\u5ea6\u8d39\u7528\u9650\u989d\u4e3a2\u4e07\u5143\uff0c\u8fd9\u610f\u5473\u7740\u7eb3\u7a0e\u4eba\u53ef\u4ee5\u7533\u8bf7\u6700\u9ad83,000\u5143(15%)\u7684\u7a0e\u6536\u62b5\u514d\u3002<\/p>\n

\u7eff\u8272\u4f4f\u5b85\u8865\u8d34
\n<\/strong>\u8054\u90a6\u653f\u5e9c\u7684\u7eff\u8272\u4f4f\u5b85\u8865\u8d34\uff08Canada Greener Homes Grant\uff09\u53ef\u5e2e\u52a9\u652f\u4ed8\u5bb6\u5ead\u8fdb\u884c\u8282\u80fd\u73af\u4fdd\u7684\u88c5\u4fee\u8d39\u7528\u3002\u6839\u636e\u82b1\u8d39\u7684\u6210\u672c\uff0c\u63d0\u4f9b\u7684\u8865\u52a9\u91d1\u989d\u4ece125\u5143\u52305,000\u5143\u4e0d\u7b49\uff0c\u53ef\u4ee5\u7528\u4e8e\u5bb6\u5ead\u9694\u70ed\u3001\u65b0\u95e8\u7a97\u3001\u8282\u80fd\u7a7a\u95f4\u4f9b\u6696\u6216\u70ed\u6c34\uff0c\u4ee5\u53ca\u7a7a\u6c14\u5bc6\u5c01\u7b49\u3002<\/p>\n

GST\/HST\u65b0\u623f\u9000\u7a0e
\n<\/strong>\u8d2d\u4e70\u6216\u5efa\u9020\u65b0\u623f\u6216\u5927\u5e45\u7ffb\u65b0\u65e7\u623f\u5b50\uff0c\u623f\u4e3b\u4e5f\u53ef\u80fd\u6709\u8d44\u683c\u83b7\u5f97GST\/HST\u65b0\u623f\u9000\u7a0e\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4e3a\u4e86\u5e2e\u52a9\u52a0\u62ff\u5927\u7684\u623f\u5c4b\u4e1a\u4e3b\u5e94\u4ed8\u76ee\u524d\u9ad8\u6602\u7684\u623f\u5c4b\u6301\u6709\u6210\u672c\uff0c\u8054\u90a6\u7a0e\u52a1\u5c40\uff08CRA\uff09\u5206\u4eab\u4e86\u52a0\u62ff\u5927\u4eba\u5e94\u8be5\u4e86\u89e3\u7684\u7a0e\u6536\u62b5\u514d\u548c\u798f\u5229\u6e05\u5355\u3002\u65e0\u8bba\u4f60\u5df2\u7ecf\u662f\u623f\u4e3b\u3001\u8fd8\u662f\u4e3a\u4e70\u7b2c\u4e00\u5957\u623f\u5b50\u5b58\u94b1\uff0c\u8fd8\u662f\u521a\u521a\u8d2d\u4e70\u4e86\u7b2c\u4e00\u5957\u623f\u5b50\uff0c\u90fd\u9700\u8981\u4e86\u89e3\u4ee5\u4e0b\u7684\u4e00\u4e9b\u7a0e\u6536\u4f18\u60e0\u63aa\u65bd\uff0c\u8282\u7ea6\u6301\u6709\u623f\u5c4b\u7684\u6210\u672c\u3002 RRSP\u8d2d\u623f\u8ba1\u5212 \u6839\u636e CRA \u7684\u8bf4\u6cd5\uff0c\u5728\u589e\u5f3a\u7248\u7684\u8d2d\u623f\u8005\u8ba1\u5212\uff08Home Buyers’ Plan\uff09\u6846\u67b6\u4e0b\uff0c\u52a0\u62ff\u5927\u4eba\u53ef\u4ee5\u4ece RRSP \u4e2d\u514d\u7a0e\u8d26\u6237\u4e2d\u63d0\u53d6\u6700\u591a 60,000 \u5143\uff0c\u7528\u4e8e\u8d2d\u4e70\u6216\u5efa\u9020\u7b26\u5408\u6761\u4ef6\u7684\u623f\u5c4b\u3002\u800c\u5728 2022 \u5e74 1 \u6708 1 \u65e5\u81f3 2025 \u5e74 12 \u6708 31 \u65e5\u671f\u95f4\u63d0\u6b3e\u7684\u52a0\u62ff\u5927\u4eba\u5c06\u4eab\u53d7\u989d\u5916\u4e09\u5e74\u7684\u5bbd\u9650\u671f\u3002\u8fd9\u610f\u5473\u7740\u8fd8\u6b3e\u671f\u5c06\u4ece\u9996\u6b21\u63d0\u53d6\u540e\u7684\u7b2c\u4e94\u5e74\u5f00\u59cb\u3002 \u9996\u6b21\u7f6e\u4e1a\u50a8\u84c4\u8d26\u6237 \u9996\u6b21\u7f6e\u4e1a\u50a8\u84c4\u8d26\u6237\uff08FHSA\uff09\u53ef\u5e2e\u52a9\u52a0\u62ff\u5927\u4eba\u514d\u7a0e\u4e3a\u9996\u6b21\u7f6e\u4e1a\u8fdb\u884c\u50a8\u84c4\uff0c\u65e2\u53ef\u4ee5\u5411 FHSA\u4f9b\u6b3e\u6216\u4ece RRSP \u8f6c\u6b3e\uff0c\u6bcf\u5e74\u6700\u591a 8,000 \u52a0\u5143\uff0c\u7ec8\u8eab\u9650\u989d\u4e3a 40,000 \u52a0\u5143\u3002\u8fd9\u4e2a\u8d26\u6237\u7684\u6d3b\u8dc3\u671f\u53ef\u4fdd\u630115\u5e74\uff0c\u672a\u4f7f\u7528\u7684\u4f9b\u6b3e\u989d\u5ea6\u53ef\u4ee5\u5ef6\u7eed\u5230\u4e0b\u4e00\u5e74\uff0c\u4e5f\u53ef\u4ee5\u5728\u4e0d\u5f81\u7a0e\u7684\u57fa\u7840\u4e0a\u8f6c\u79fb\u5230\u53e6\u4e00\u4e2aFHSA\u8d26\u6237\uff0c\u6216\u8005\u662f\u7b26\u5408\u6761\u4ef6\u7684RRSP\u6216RRIF\u8d26\u6237\u4e2d\u3002 2024\u5e74\u4e70\u623f\u9000\u7a0e \u6839\u636e\u7a0e\u52a1\u5c40\u7684\u89c4\u5b9a\uff0c\u57282024\u5e74\u8d2d\u4e70\u623f\u5c4b\u7684\u6c11\u4f17\u5728\u7b26\u5408\u8d2d\u623f\u8005\u91d1\u989d\u9000\u7a0e\u8d44\u683c\u7684\u60c5\u51b5\u4e0b\u53ef\u7533\u8bf7\u6700\u591a 10,000 \u52a0\u5143\u7684\u7a0e\u6536\u62b5\u514d\uff0815%\uff09\uff0c\u62b5\u514d\u989d\u6700\u9ad8\u53ef\u8fbe 1,500 \u52a0\u5143\u3002\u8fd9\u7b14\u91d1\u989d\u53ef\u4ee5\u4e0e\u914d\u5076\u6216\u540c\u5c45\u4f34\u4fa3\u5e73\u5206\uff0c\u4f46\u603b\u989d\u4e0d\u80fd\u8d85\u8fc7 10,000 \u52a0\u5143\u3002 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